Our Services

Project Finance

Project finance is the long-term financing of infrastructure and industrial projects based upon the projected cash flows of the project rather than the balance sheets of its sponsors. Usually, a project financing structure involves a number of equity investors, known as 'sponsors', as well as a 'syndicate' of banks or other lending institutions that provide loans to the operation. They are most commonly non-recourse loans, which are secured by the project assets and paid entirely from project cash flow, rather than from the general assets or creditworthiness of the project sponsors, a decision in part supported by financial modeling.[1] The financing is typically secured by all of the project assets, including the revenue-producing contracts. Project lenders are given a lien on all of these assets and are able to assume control of a project if the project company has difficulties complying with the loan terms.

Working capital

» Non fund based     » Fund based

Working capital (abbreviated WC) is a financial metric which represents operating liquidity available to a business, organization or other entity, including governmental entity. Along with fixed assets such as plant and equipment, working capital is considered a part of operating capital. Gross working capital equals to current assets. Net working capital (NWC) is calculated as current assets minus current liabilities.[1] It is a derivation of working capital, that is commonly used in valuation techniques such as DCFs (Discounted cash flows). If current assets are less than current liabilities, an entity has a working capital deficiency, also called a working capital deficit.

Personal Loan

Personal Loan is an unsecured loan for personal use which doesn't require any security or collateral and can be availed for any purpose, be it a wedding expenditure, a holiday or purchasing consumer durables, the personal loan is very handy & caters to all your needs.

    BENIFITS OF PERSONAL LOAN

  • Unsecured Loan
  • Less Documentation
  • Low Interest Rates

Factory Funding

Funds used by a company to acquire or upgrade physical assets such as property, industrial buildings or equipment. This type of outlay is made by companies to maintain or increase the scope of their operations. These expenditures can include everything from repairing a roof to building a brand new factory.

Plant & Machinery Funding

We understand that every business – and every purchase is unique. That is why one of our team will meet with you to find out your requirements now and in the future. We work to understand your business and then based on our expertise determine which financier is suited to provide the finance based on your business and the type of plant and machinery you are purchasing.

Inventory Funding

A line of credit or short-term loan made to a company so it can purchase products for sale. Those products, or inventory, serve as collateral for the loan if the business does not sell its products and cannot repay the loan. Inventory financing is especially useful for businesses that must pay their suppliers in a shorter period of time than it takes them to sell their inventory to customers. It also provides a solution to seasonal fluctuations in cash flows and can help a business achieve a higher sales volume - for example, by allowing a business to acquire extra inventory to sell during the holiday season.

Housing Loan

In today Scenario taking Home from ur pocket is impossible.We at Shree Sai Incorporation are working constantly to get you the BEST Loan Deal & have brought a small guide which would answer some important questions related to Home Loan & help you decide your loan deal.

    BENIFITS OF PERSONAL LOAN

  • Low Interest Rate
  • Tax Benefits
  • Lower EMI

Business Loan

Businesss loans are loans given to business class for any purpose which are given without any collateral or guarantor. This is a very unique loan product wherein the borrower is at his/her discretion to do whatever they need. In other words , unlike any other loan product viz a car loan or a consumer durable loan or a housing loan, a business loan can be used by the borrower for any of his/ her business or personal needs. There is no restriction for the usage of such loans though it should not be used for speculative purposes and investment in tax saving instruments. The loan can be repaid like all other loans through the equated monthly instalment ( EMI) process where a fixed amount is paid each month.

Property Loan

We can provide you the loan against your property with the help of which you can leverage your property’s equity to expand your business, build working capital for your company or fulfill any other personal or professional needs.

Commercial Vehicle Loan

Commercial vehicles precisely are all vehicles used for different sorts of commercial purposes. Any vehicle which exceeds a certain prescribed weight is considered to be a commercial vehicle. Therefore trucks, vans and buses used for business purposes are termed as commercial vehicles.